If you need another excuse to shop at Target, they want you to become part of their "inner circle." This will allow you to save more with their loyalty program. According to News 10 ABC and CNN, the old Target Cartwheel app is now becoming "Target Circle." Through this new customer program, shoppers will get 1percent back on all purchases. The program, which starts Oct. 6, will give users personalized deals and exclusive early access to sales. If it's your birthday, you can celebrate with 5 percent off your entire shopping trip.

The great news is that if you already have a target.com account or a Target Red Card, you will be enrolled automatically in the "Target Circle." To get all of the information and details you need about Target's inner circle, click HERE.

I am worried about my household. Jenn seems to constantly find "deals" at Target. Since we already have a Target Red Card, looks like we are part of the "Target Circle." Let the savings and buying continue.