Are You In Debt? Join The Party! [VIDEO]

We might as well start a club and have a party (if we can make the payments).  America is sucking wind when it comes to finances.

According to USAToday.com, more than 1/3 of America can't make their payments on time.

 In fact, 35% of Americans have debt in collections, according to a study out Tuesday from the Urban Institute, which analyzed the credit files of 7 million Americans.

I guess the south has it really bad, but Nevada is one of the states that is hit hardest because of the terrible housing crisis.

The hardest hit of all? Hawaii! Average debt? $83,810.

But again, folks, don't feel alone.  Debt is the American way!  Look at how much our COUNTRY is behind in ITS payments!