When it comes to planning you're retirement, don't plan to retire here.

That's right: when you hang it up and call it a career, you should plan on moving elsewhere! According to Zumper's recent rankings of the best places to retire in the country, Albany/Schenectady/Troy is the worst metropolitan area in the country to retire in. So how did we earn this dubious honor?

The rankings are based on the factors like real estate taxes, housing costs, the percent of the population over 65, weather, crime rates and more. So, as I am sure you can imagine, the high cost of living and weather played a part in our ranking. But - those are not just Albany things, they are Northeast things. I have family all over the Northeast, and when family members retire the move south for warmer weather and lower cost of living.

Buffalo landed at #86 on the list, and Rochester landed at #93. You can see the full national rankings here.