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	<title>Today&#039;s Country - 107.7 WGNA &#187; finances</title>
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	<link>http://wgna.com</link>
	<description>Today&#039;s Country Radio Station for Albany NY</description>
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		<title>4 Ways to Save Money in 2013</title>
		<link>http://wgna.com/4-ways-to-save-money-in-2013/</link>
		<comments>http://wgna.com/4-ways-to-save-money-in-2013/#comments</comments>
		<pubDate>Fri, 11 Jan 2013 12:42:26 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[The Sean & Richie Show]]></category>
		<category><![CDATA[Tips and Tricks]]></category>
		<category><![CDATA[budget tips]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[household income]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[save money]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=175834</guid>
		<description><![CDATA[Are you suffering from the holiday spending hangover?  Or maybe your budget went off track last summer and you haven’t quite gotten it back under control yet.  You’re not alone – many people are looking for ways to save money.  Here are 4 ways you can save money in 2013: 1.  Gasoline Unfortunately, gas isn’t [...]]]></description>
			<content:encoded><![CDATA[<p>Are you suffering from the holiday spending hangover?  Or maybe your budget went off track last summer and you haven’t quite gotten it back under control yet.  You’re not alone – many people are looking for ways to save money.  Here are 4 ways you can save money in 2013:</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Should A Couple Split Rent 50/50 &#8211; Daily Dilemma [AUDIO]</title>
		<link>http://wgna.com/should-roommates-split-rent-5050-daily-dilemma/</link>
		<comments>http://wgna.com/should-roommates-split-rent-5050-daily-dilemma/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 10:51:00 +0000</pubDate>
		<dc:creator>Sean McMaster</dc:creator>
				<category><![CDATA[Daily Dilemma]]></category>
		<category><![CDATA[The Sean & Richie Show]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[dilemma]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[marriage]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[relationship]]></category>
		<category><![CDATA[rent]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=85415</guid>
		<description><![CDATA[Here is the daily dilemma for Friday, March 30th, 2012: &#8220;My partner and I are having a serious disagreemtn over rent. Let me run through the situation. We are considering relocating. We&#8217;ve been in a relationship for over two years and have thrown around the idea of marriage. Both of us would like to live [...]]]></description>
			<content:encoded><![CDATA[<p>Here is the daily dilemma for Friday, March 30th, 2012:</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2012/03/Daily-dilemma-Should-Rent-Be-Split-3-20-12.mp3" length="0" type="audio/mpeg" />
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2012/03/140228263.jpg" height="396" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Gettu Images</media:description>	</item>
		<item>
		<title>How To Tell If A Credit Card Is Fake</title>
		<link>http://wgna.com/how-to-tell-if-a-credit-card-is-fake/</link>
		<comments>http://wgna.com/how-to-tell-if-a-credit-card-is-fake/#comments</comments>
		<pubDate>Fri, 24 Feb 2012 14:41:50 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[Pop Culture]]></category>
		<category><![CDATA[Tips and Tricks]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=73699</guid>
		<description><![CDATA[When I first read about this, I thought it was a bunch of &#8220;horse pucky&#8221;  but supposedly it works.  I just hope your math skills are sharp!  Have you ever gone to StumbleUpon.com?  Its a great site where random stuff comes up and you &#8220;stumble upon&#8221; it.  The FIRST thing I saw was this &#8211; [...]]]></description>
			<content:encoded><![CDATA[<p>When I first read about this, I thought it was a bunch of "horse pucky"  but supposedly it works.  I just hope your math skills are sharp! </p>
]]></content:encoded>
			<wfw:commentRss>http://wgna.com/how-to-tell-if-a-credit-card-is-fake/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Yet Another App To Help You Decide When To Buy!</title>
		<link>http://wgna.com/yet-another-app-to-help-you-decide-when-to-buy/</link>
		<comments>http://wgna.com/yet-another-app-to-help-you-decide-when-to-buy/#comments</comments>
		<pubDate>Fri, 25 Nov 2011 11:13:46 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[Technology]]></category>
		<category><![CDATA[apps]]></category>
		<category><![CDATA[black friday]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[retail]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=48090</guid>
		<description><![CDATA[We&#8217;re getting there-the much anticipated (or much dreaded, depending on your point of view) Black Friday.  And that begs the question:  is Black Friday really the best day to buy everything?  Well, here&#8217;s a bit of technology to help you decide.  It&#8217;s called DECIDE.com (genius!) This handy dandy little tool, according to their decide.com website, [...]]]></description>
			<content:encoded><![CDATA[<p>We're getting there-the much anticipated (or much dreaded, depending on your point of view) Black Friday.  And that begs the question:  is Black Friday really the best day to buy everything?  Well, here's a bit of technology to help you decide.  It's called DECIDE.com (genius!)</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Are You a 99 Percenter?  Here&#039;s a Quick Calculator To Find Out!</title>
		<link>http://wgna.com/are-you-a-99-percenter-heres-a-quick-calculator-to-find-out/</link>
		<comments>http://wgna.com/are-you-a-99-percenter-heres-a-quick-calculator-to-find-out/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 13:55:14 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[Politics]]></category>
		<category><![CDATA[The Sean & Richie Show]]></category>
		<category><![CDATA[99%]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[Occupy Wall Street]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=40105</guid>
		<description><![CDATA[Have you seen the slogan that the Occupy Wall Street protesters are using?  They have signs that say &#8220;We Are The 99%&#8221; , meaning we are 99% of the population who make less than $506,000 a year and are being punished by the 1% that are the greediest and pay the least taxes.  Where do [...]]]></description>
			<content:encoded><![CDATA[<p>Have you seen the slogan that the Occupy Wall Street protesters are using?  They have signs that say "We Are The 99%" , meaning we are 99% of the population who make less than $506,000 a year and are being punished by the 1% that are the greediest and pay the least taxes.  Where do you fall in the 99%?  Let's find out:</p>
]]></content:encoded>
			<wfw:commentRss>http://wgna.com/are-you-a-99-percenter-heres-a-quick-calculator-to-find-out/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2011/10/129572155.jpg" height="2000" width="3000" />	</item>
		<item>
		<title>Guess What Else May Be Going Up? Your Electric Bill!</title>
		<link>http://wgna.com/guess-what-else-may-be-going-up-your-electric-bill/</link>
		<comments>http://wgna.com/guess-what-else-may-be-going-up-your-electric-bill/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 20:51:04 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[National News]]></category>
		<category><![CDATA[The Sean & Richie Show]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[electric bills]]></category>
		<category><![CDATA[finances]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=36559</guid>
		<description><![CDATA[Just caught this great bit of news for all of you who own and/or rent.  As if we don&#8217;t have ENOUGH to pay for!  &#160; &#160; According to the Daily Beast.com, every time you flick that switch in the house, it may affect your wallet.  Electric bills are scheduled to rise.  That&#8217;s the bad news. [...]]]></description>
			<content:encoded><![CDATA[<p>Just caught this great bit of news for all of you who own and/or rent.  As if we don't have ENOUGH to pay for! </p>
]]></content:encoded>
			<wfw:commentRss>http://wgna.com/guess-what-else-may-be-going-up-your-electric-bill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2011/10/55827550.jpg" height="2034" width="3000" />	</item>
		<item>
		<title>When Is It Too Early To Teach Kids About Money? [VIDEO]</title>
		<link>http://wgna.com/when-is-it-too-early-to-teach-kids-about-money-video/</link>
		<comments>http://wgna.com/when-is-it-too-early-to-teach-kids-about-money-video/#comments</comments>
		<pubDate>Tue, 14 Jun 2011 15:11:49 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[Music News]]></category>
		<category><![CDATA[Pop Culture]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[kids]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[parenting]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=21028</guid>
		<description><![CDATA[This is so amazing.  I just having this conversation at home.  I have a new nickname for our kids&#8217; generation .  They are ATM gen kids. And I&#8217;m not sure I can blame them! OK.  So what&#8217;s an ATM gen kid?  That&#8217;s a child who was brought up watching us go to the drive thru window [...]]]></description>
			<content:encoded><![CDATA[<p>This is so amazing.  I just having this conversation at home.  I have a new nickname for our kids' generation .  They are <strong>ATM gen kids.</strong> And I'm not sure I can blame them!</p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Still Without A Credit Card &#8211; I Got Hacked! [AUDIO]</title>
		<link>http://wgna.com/still-without-a-credit-card-i-got-hacked-audio/</link>
		<comments>http://wgna.com/still-without-a-credit-card-i-got-hacked-audio/#comments</comments>
		<pubDate>Wed, 01 Jun 2011 11:40:22 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[Pop Culture]]></category>
		<category><![CDATA[Technology]]></category>
		<category><![CDATA[computer hacking]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=19492</guid>
		<description><![CDATA[Has this ever happened to you?  You always think that the other guy would have this problem and not you, right?  Well, our credit card got hacked by a rather unlikely source.  I will explain verbally and musically, cuz that&#8217;s how I roll Yes, our Visa card got hacked into.  It happened while I was sleeping [...]]]></description>
			<content:encoded><![CDATA[<p>Has this ever happened to you?  You always think that the other guy would have this problem and not you, right?  Well, our <strong>credit card</strong> got hacked by a rather unlikely source.  <strong>I will explain verbally and musically</strong>, cuz that's how I roll</p>
]]></content:encoded>
			<wfw:commentRss>http://wgna.com/still-without-a-credit-card-i-got-hacked-audio/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2011/05/ten-minutes-after-midnite-itunes.mp3" length="1643416" type="audio/mpeg" />
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2011/05/Justin-Sullivan.jpg" height="2118" width="3000" />	</item>
		<item>
		<title>Rich And Poor Affected By This Rotten Economy [Audio] [Song Parody]</title>
		<link>http://wgna.com/rich-and-poor-affected-by-this-rotten-economy-audio-song-parody/</link>
		<comments>http://wgna.com/rich-and-poor-affected-by-this-rotten-economy-audio-song-parody/#comments</comments>
		<pubDate>Tue, 19 Apr 2011 13:44:47 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[Music News]]></category>
		<category><![CDATA[National News]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=14547</guid>
		<description><![CDATA[  Depending upon what you read out there, the economy is either bouncing right back or continuing to SUCK!  I tend to think the latter, personally, and decided this morning to sing about it   When it affects people you kinow and love  it sways your opinion, I know.  But I have both family members and real [...]]]></description>
			<content:encoded><![CDATA[<p>  Depending upon what you read out there, the economy is either bouncing right back or continuing to SUCK!  I tend to think the latter, personally, and decided this morning to sing about it</p>
]]></content:encoded>
			<wfw:commentRss>http://wgna.com/rich-and-poor-affected-by-this-rotten-economy-audio-song-parody/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2011/04/we-all-need-bread-final-copy.mp3" length="5862296" type="audio/mpeg" />
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2011/03/52226791.jpg" height="399" width="594" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Photo by Chung Sung-Jun,Getty Images</media:description>	</item>
		<item>
		<title>Ways To Keep Sane While Unemployed</title>
		<link>http://wgna.com/ways-to-keep-sane-while-unemployed/</link>
		<comments>http://wgna.com/ways-to-keep-sane-while-unemployed/#comments</comments>
		<pubDate>Sun, 27 Feb 2011 16:07:09 +0000</pubDate>
		<dc:creator>Richie Phillips</dc:creator>
				<category><![CDATA[Capital Area News]]></category>
		<category><![CDATA[National News]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[finances]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[unemployment]]></category>

		<guid isPermaLink="false">http://wgna.com/?p=8983</guid>
		<description><![CDATA[Time to get serious, because I know there are alot of you who are out of work, or about to be laid off.  You&#8217;ve gotta be under alot of stress.  But I guess there are some things you can do to hang on to your sanity, so I thought I&#8217;d try to help somehow with [...]]]></description>
			<content:encoded><![CDATA[<p>Time to get serious, because I know there are alot of you who are out of work, or about to be laid off.  You've gotta be under alot of stress.  But I guess there are some things you can do to hang on to your sanity, so I thought I'd try to help somehow with this article </p>
]]></content:encoded>
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		<slash:comments>0</slash:comments>
	<media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://wac.450f.edgecastcdn.net/80450F/wgna.com/files/2011/02/unemployment-justin-sullivan.jpg" height="2137" width="3000" /><media:description xmlns:media="http://search.yahoo.com/mrss/">Justin Sullivan, Getty Images</media:description>	</item>
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