Since we are now into a new year, this means a clean slate for most.

We start thinking about what we will do this year. I don't mean a resolution. Something you will really try to do. Maybe to plan a vacation, spend more time with friends and loved ones or try to do something you never did before. Maybe there's a reason you didn't do this activity before, and will never do it again. At least you gave it the old college try.

Whatever you have planned, I just want to wish you luck with it, and hope you had a great New Year's celebration. Happy New Year.